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Recent Question:
How do I transfer funds to my CD?
Recent Question:
been thinking about investing but just dont know which is the best way to go about it, ideas anyone, i know nothing about CDs, IRA, etc, please help
Recent Question:
How do i make a deposit to my Variable Rate CD Account anytime ?
Recent Question:
What are your CD rates? Thanks.
Recent Question:
additional deposites into my cd
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If I let CD roll, do I keep the interest rate?
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What is the difference between CD's and IRA CD's ?

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brand_bank_IRA_cds Certificates of Deposit IRAs: Bank CD Rates

Customer Questions & Answers:
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Questions & Answers for brand_bank_IRA_cds Certificates of Deposit IRAs: Bank CD Rates

Question

What is the difference between CD's and IRA CD's ?

Asked 2 years, 7 months ago
by gmaj
0points
0out of 0found this question helpful.
2 answers
Answers
answer 1
I'm researching them both, and this is the main difference i have found:
With a CD, the money is in there until it matures. Period.
With a ROTH IRA, you are able to withdraw any funds (up to $10,000 a yr) that you have put in there. If you manage to withdraw all such "contributions", any further withdrawals will be from the "earned" monies, and therefore subject to massive penalties.

Hope that helps.
 | Air Force
Spouse
answered 2 years, 2 months ago
by wolfmate
+1point
1out of 1found this answer helpful.
answer 2
Bank CD's have a certain term and at the end of it, you can renew or change terms or cash in. IRA CD's are also for certain terms but due to IRS regulations can only be accessed after age 59.5. You can change terms or renew as usual but no cash in until you hit that magic age number. Hope this helped.
Widowed
 | 
San Antonio, TX
answered 2 years, 6 months ago
by sugarbooger1972
San Antonio, TX
+2points
2out of 2found this answer helpful.
Question

Investment...

I been doing a lot of thinking about investment. I am young..soon to be a college student. I figured investing at a young age could help me in the long run. the only problem that stops me from wanting to invest in such things like CD's, bonds, etc. I do not like to lose money. I do not know if I should go ahead and start investing while i'm in college. I want to know if anyone can give me some advice
Asked 4 years, 2 months ago
by twin25
new jersey, nj
0points
0out of 0found this question helpful.
1 answer
Answers
answer 1
i would say to start while ur young man its a very good idea that you do so im 24 and start investing when i was 21 and i came up alot i know u dont wanna loose money no one does so i would say start off small get started n then u can start moving things around n go different routs but call up usaa and ask question they'll help u get started n fine you a good investment to start off wit its not a bad idea to start on ur future so ask question get comforable about what u wanna do n then just do thats all i can say to u
answered 4 years, 2 months ago
by geezy21
mayport fl
-14points
1out of 16found this answer helpful.
Question

Can I deposit a third party check via deposit@home?

I have a small check from a company made out to my daughter that I cashed for her and I need to deposit the check into my personal checking account. Am I permitted to do this by scanning it into deposit@home?
 | Army
National Guard
 | 
Mineral Bluff, GA
Asked 3 years, 2 months ago
by HAM Radio Operator
Mineral Bluff, GA
0points
0out of 0found this question helpful.
1 answer
Answers
answer 1
As long as your daughter endorses the check you should be fine.
 | Army
Active
 | 
Tampa, FLorida
answered 2 years, 9 months ago
by Morales
Tampa, FLorida
0points
0out of 0found this answer helpful.
Question

additional deposites into my cd

Asked 2 years, 5 months ago
by lcpl mak
0points
0out of 0found this question helpful.
1 answer
Answers
answer 1
With a "variable rate" CD, you can make unlimited deposits of $25 or more with no repercussions.
With all CDs, you have the option of having your interest earned deposited either a) back into the CD [and therefore adjusting the principal], or b) into a separate account.
 | Air Force
Spouse
answered 2 years, 2 months ago
by wolfmate
0points
0out of 0found this answer helpful.
Question

Why offer lower rates ??

Why offer lower rates on a IRA CD then on other CD's ?? Do they do it hoping you won't notice and re-new anyway ?? Is it to take advantage of people that don't have time to do research ??
Asked 4 years, 3 months ago
by Ticked
Louisville, KY
0points
0out of 0found this question helpful.
0 answers
Answers
This question currently has no approved answers.
Question

Transferring new account?

Hi..I'm a recent divorcee that is in college (starting late at 51) and having to start all over again with no retirement. I have an IRA that has alittle over $5k that I need to rollover into a new account. Any advice on how I can get started to retire one day?? Thanks
Asked 3 years, 3 months ago
by Slow starter
New York, NY
0points
0out of 0found this question helpful.
0 answers
Answers
This question currently has no approved answers.
Question

What are your CD rates? Thanks.

Asked 2 years, 2 months ago
by Menahem meier
0points
0out of 0found this question helpful.
0 answers
Answers
This question currently has no approved answers.
Question

been thinking about investing but just dont know which is the best way to go about it, ideas anyone, i know nothing about CDs, IRA, etc, please help

 | Army
Separated
 | 
NJ
Asked 1 year, 10 months ago
by Julio06
NJ
0points
0out of 0found this question helpful.
0 answers
Answers
This question currently has no approved answers.
Question

How do I transfer funds to my CD?

I want to add more funds, but next to my CD in the "i want to" it does not give me that option.
Asked 1 year, 3 months ago
by debznpink
0points
0out of 0found this question helpful.
0 answers
Answers
This question currently has no approved answers.
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