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Questions & Answers for brand_no_fee_checking_main Free Checking Accounts

Question

How do i get cash out of my bank account?

Asked 4 years, 5 months ago
by rami
Portsmouth, VA
0points
0out of 0found this question helpful.
13 answers
Answers
answer 1
To obtain cash you would use your debit card at an ATM or inside a bank and do a cash advance. Or if you have checks you could have a check cashed as well.
answered 4 years, 5 months ago
by DavidC
Hopwood,PA
0points
0out of 0found this answer helpful.
answer 2
ATM machines, and USAA refunds any associated fees.

Write a check to self to cash at grocery store or other free check cashing place.
answered 4 years, 5 months ago
by lisal
houston, TX
0points
0out of 0found this answer helpful.
answer 3
Yuu can use your debit card at any ATAM machine and get reimburesed for the ATM fees.
answered 4 years, 5 months ago
by Meda
Madison, WI
0points
0out of 0found this answer helpful.
answer 4
There are three ways.....if you are paying bills, utilize the BillPay feature. I am in Korea working, but it has provideda major convenience. Use a check that you can order from USAA or the most convenient is to utilize your debit card.
answered 4 years, 5 months ago
by Jamma10
Texas
-1point
0out of 1found this answer helpful.
answer 5
With USAA any ATM is your ATM. USAA doesn't charge you and refunds what other banks charge up to a certain amount each month.
answered 4 years, 5 months ago
by StateNME
Alexandria, VA
0points
0out of 0found this answer helpful.
answer 6
Use the ATM
answered 4 years, 5 months ago
by Veggie
Stafford, Virginia
0points
0out of 0found this answer helpful.
answer 7
Just use any ATM you come across. USAA will refund the fee that the ATM charges (up to a certain amount a month, which I've never reached). In addition, USAA charges no fees for using other banks ATMs. Now you are free from searching around for your banks ATM.
answered 4 years, 5 months ago
by JCVH
Seattle, WA
0points
0out of 0found this answer helpful.
answer 8
You can go to any bank, take a "cash advance" from a debit card(there is no charge, just like using an ATM), write a check(payable to cash), use an ATM.
answered 4 years, 5 months ago
by Phila Craig
Philadelphia
0points
0out of 0found this answer helpful.
answer 9
Go to an ATM, insert card, get cash.
answered 4 years, 5 months ago
by broker
NoVa
0points
0out of 0found this answer helpful.
answer 10
I get cash out of my account by either writing a check to myself and cashing it at any bank, or I goto the ATM and withdraw what I need. USAA has always been really good if there was a charge, the always refunded it back at the end of the month.
answered 4 years, 5 months ago
by jmart81
Portsmouth, VA
0points
0out of 0found this answer helpful.
answer 11
Anyway and anyhow you want:
ATM, Writing a Check, Requesting a Check to be sent to someone or somewhere, and also you can pay your bills direct if that's needed.
The Access to you money is always there without or with a small fee.
answered 4 years, 5 months ago
by Ochoa
Virginia Beach, VA
0points
0out of 0found this answer helpful.
answer 12
With an ATM card.
answered 4 years, 5 months ago
by Bevinbell
Overseas
0points
0out of 0found this answer helpful.
answer 13
Use your atm card? or write yourself a check and cash it.
answered 4 years, 5 months ago
by depaul003
0points
0out of 0found this answer helpful.
Question

If you have direct deposit, what time is your money transferred into your checking account?

Asked 4 years, 5 months ago
by Maddie
Osan AB, Korea
0points
0out of 0found this question helpful.
3 answers
Answers
answer 1
usually the day befor the scheduled "payday"
answered 4 years, 4 months ago
by KrinerK
Houston, TX
0points
0out of 0found this answer helpful.
answer 2
I believe the answer will depend on when the payee makes the electronic transfer to your account. I have direct deposit once a month into my account. I've noticed mine comes in during the middle of the night EST, somewhere between 2am and 4am. Once the transfer is made, the funds are immediately available in my account.
Top Contributor
Top Contributor
answered 4 years, 4 months ago
by KeystoneDave
Pennsylvania
+1point
1out of 1found this answer helpful.
answer 3
Usually by 3:00 AM when the site begin updates.
answered 4 years, 4 months ago
by simra886
Somerville, NJ
0points
0out of 0found this answer helpful.
Question

Is there another way to pay off my Usaa credit card without having to open a checking account with them?

Asked 4 years, 5 months ago
by swig
california
0points
0out of 0found this question helpful.
2 answers
Answers
answer 1
You can submit a cashiers check to the address listed on your billing statement. Be sure to remember to have your USAA number and account number listed correctly.
answered 4 years, 4 months ago
by AR Grover Rcommends
USA
0points
0out of 0found this answer helpful.
answer 2
Sure. Send them a check for payment in full. Or a wire transfer or funds transfer from your bank!
answered 4 years, 4 months ago
by Mcycleman
North Carolina
0points
0out of 0found this answer helpful.
Question

where do i go to order more checks?

Asked 4 years, 5 months ago
by 6vob
Gardnerville,NV
0points
0out of 0found this question helpful.
8 answers
Answers
answer 1
Log in to your USAA account online. Select your checking account, then select "More Services" on the far right column. In that long list that comes up you will see "Order more checks or deposit slips".
answered 4 years, 4 months ago
by ltcolleigeber
Tyler, TX
+2points
2out of 2found this answer helpful.
answer 2
From the "My Accounts" tab, click the checking account.

Once that comes up, look way to the right under where it says "I want to..."
for the pull down that says "More Services"

Click on the blue down arrow and "Order Checks and Deposit Slips" is in there.
answered 4 years, 4 months ago
by Alan O
Los Angeles, CA
0points
0out of 0found this answer helpful.
answer 3
I have called USAA at 1-800-832-3724. A customer rep. ordered mine for me over the phone. I have also ordered some through USAA's website. Ordering online was the quickest and it saves their time as well.
answered 4 years, 4 months ago
by USMC 6177
Sullivan, Missouri
0points
0out of 0found this answer helpful.
answer 4
You can order free checks on line on the website after you log into your account or you can call and request more checks by phone.
answered 4 years, 4 months ago
by AR Grover Rcommends
USA
0points
0out of 0found this answer helpful.
answer 5
From the "My Account" Page you can find to the right of your account number you can find a drop down list that states "Action" in that drop down list you can order more checks.
answered 4 years, 4 months ago
by simra886
Somerville, NJ
0points
0out of 0found this answer helpful.
answer 6
While in checking, click the option box on right side: "View More Services", then on "Order Checks and Deposit Slips". Good Luck!
answered 4 years, 4 months ago
by AirForce1999
Warner Robins, GA
0points
0out of 0found this answer helpful.
answer 7
-Log into USAA.com.

-Type "order checks" into the search bar at the top right

-Click on the first link (Order Checks and Deposit Slips)

-Just follow the instructions on each web page after that.
answered 4 years, 4 months ago
by Mr FAHRENHE1T
Ft. Lauderdale, FL
0points
0out of 0found this answer helpful.
answer 8
Under your 'Account Summary' there is a link on the right most tab 'I Want To...' to order new checks.
answered 4 years, 4 months ago
by KehmJ
RAF Lakenheath
0points
0out of 0found this answer helpful.
Question

What is the limit on cash withdrawals per day?

Asked 4 years, 5 months ago
by lbmc
Atlanta
0points
0out of 0found this question helpful.
4 answers
Answers
answer 1
You should call and find out. It may vary by account. My limit is $600 but was $300 for a long time.
answered 4 years, 4 months ago
by Alan O
Los Angeles, CA
-1point
0out of 1found this answer helpful.
answer 2
ATM Limit is $600 and Daily Spending Limit is $3000
answered 4 years, 4 months ago
by simra886
Somerville, NJ
+1point
1out of 1found this answer helpful.
answer 3
Per the USAA FEDERAL SAVINGS BANK
AGREEMENTS AND DISCLOSURES (document no. 47666-0704):

Daily Withdrawal/Purchasing Limit.
The following daily
withdrawal/purchasing limits will apply:
• $600 withdrawal limit per card at any ATM
• $3,000 purchase limit per card, if your card is a USAA
Rewards Debit Card or USAA ATM Card with a Bank checking
account.
• $1,000 cash advance limit per card, if your card is a
USAA Rewards Debit Card.
To request a change to your daily withdrawal limit, you may
contact USAA Federal Savings Bank by telephone during our
normal business hours. You may request either a temporary
or permanent change to your daily withdrawal limit, which is
subject to approval. A request for a permanent change must
be submitted in writing and may be faxed. Such modification
shall be effective no later than 10 days following receipt by
us, provided the request is approved. In no event will your
daily withdrawal limit be less than $50.
answered 4 years, 4 months ago
by Mr FAHRENHE1T
Ft. Lauderdale, FL
+4points
4out of 4found this answer helpful.
answer 4
* ATM withdrawals, $600.
* Point-of-sale purchases, $3,000.
* MasterCard® purchases, $3,000.
* Cash advances, $1,000.
This information can be found here: http://preview.tinyurl.com/yap7pgo
answered 4 years, 4 months ago
by KehmJ
RAF Lakenheath
0points
0out of 0found this answer helpful.
Question

what is the routing number for the bank

Asked 4 years, 5 months ago
by jule
missouri,
0points
0out of 0found this question helpful.
14 answers
Answers
answer 1
314074269
answered 4 years, 4 months ago
by usaa member from ks
+3points
3out of 3found this answer helpful.
answer 2
First, click the link for your main checking account. Once there, you will see on the left side of the page, from top to bottom, your Account #, Address, and the Transit/Routing#. The transit/routing # is what you want to use.
answered 4 years, 4 months ago
by drparker
Baltimore, MD
0points
0out of 0found this answer helpful.
answer 3
The routing number can be found on the bottem left hand corner of your checks.
The set of digits below the "memo" section on the left is the routing number- the digits on the right are your account number-note: the last few digits are the number of the check.
answered 4 years, 4 months ago
by 1Cam
Atlanta, Ga
0points
0out of 0found this answer helpful.
answer 4
314074269
answered 4 years, 4 months ago
by kedgens
Tampa Bay Area
+1point
1out of 1found this answer helpful.
answer 5
I believe the routing number you speak of is located on the bottom left of your checks (USAA I presume) which comprises of 9 numbers in between colons, followed by your checking account number (8 numbers), which is then followed by the actual check number (4 numbers). I hope this helps.
answered 4 years, 4 months ago
by ltcolleigeber
Tyler, TX
+1point
1out of 1found this answer helpful.
answer 6
Make sure you have the one for your account. Many banks have more than one. But USAA makes it easy to find out.

Go to "My Accounts", check on the savings or checking account and it'll show "Transit/Routing#" below your address on the account screen.
answered 4 years, 4 months ago
by Alan O
Los Angeles, CA
0points
0out of 0found this answer helpful.
answer 7
The routing number to USAA is 314074269. It can be found on the bottom left of a check from any USAA checking account for future reference.
answered 4 years, 4 months ago
by USMC 6177
Sullivan, Missouri
0points
0out of 0found this answer helpful.
answer 8
The bank routing number is normally the first 9 digits on your check, located at the bottom left.
answered 4 years, 4 months ago
by Son of a Marine
Dallas, TX
0points
0out of 0found this answer helpful.
answer 9
The routing number is 314074269 for USAA and should be located on your paper checks.
answered 4 years, 4 months ago
by AR Grover Rcommends
USA
0points
0out of 0found this answer helpful.
answer 10
314074269
answered 4 years, 4 months ago
by simra886
Somerville, NJ
0points
0out of 0found this answer helpful.
answer 11
314074269, Also located on the bottom of your checks.
answered 4 years, 4 months ago
by AirForce1999
Warner Robins, GA
0points
0out of 0found this answer helpful.
answer 12
314074269
answered 4 years, 4 months ago
by Mr FAHRENHE1T
Ft. Lauderdale, FL
0points
0out of 0found this answer helpful.
answer 13
314074269 which can be located Under your 'account summary' on the line 'Transit/Routing#'.
answered 4 years, 4 months ago
by KehmJ
RAF Lakenheath
0points
0out of 0found this answer helpful.
answer 14
314074269
answered 4 years, 4 months ago
by Mcycleman
North Carolina
0points
0out of 0found this answer helpful.
Question

how do i send a transfer to other usaa members

Asked 4 years, 4 months ago
by jmk51166
0points
0out of 0found this question helpful.
6 answers
Answers
answer 1
The only way to send a transfer to another usaa member is if you are related to them and have access to their accounts. You might beable to indirectly send money to an account however you would have to ask the bank for further information.
answered 4 years, 4 months ago
by AR Grover Rcommends
USA
0points
0out of 0found this answer helpful.
answer 2
My house note is carried by a USAA member and I added his account number to my profile for outgoing transfers. Every month I just go to my account and select transfer funds, one time transfer and follow the prompts. Its so easy and convenient and the person transferring can see the funds immediately.
answered 4 years, 4 months ago
by Richy Rich
Little Rock, AR
+1point
1out of 1found this answer helpful.
answer 3
Click on funds transfer on the right side of you accound screen. Then click on add an account and then put in the info. You must know they account number to be able to do it
answered 4 years, 4 months ago
by Gladly a customer
0points
0out of 0found this answer helpful.
answer 4
Go to "Transfer Funds" through the account you want to transfer from. Then go to "Add an Account" (in the right sidebar). Fill out the information required - you will need the account number and routing number for the USAA account you want to transfer to. Choose where you are a signature holder (able to deposit and withdrawal) or not (only able to deposit). Finish the form. The new account will show up under your "Account Manager" immediately, but it will take 3 days until you're able to deposit funds in the new account.
answered 4 years, 4 months ago
by YRamirez
Herndon, VA
0points
0out of 0found this answer helpful.
answer 5
Perhaps not the best way, but it works. Have the other member log into checking and do a cash advance from your check card. Money will transfer from your account to theirs immediately. This requires nothing more than 3 minutes and trust. Good Luck!
answered 4 years, 4 months ago
by AirForce1999
Warner Robins, GA
0points
0out of 0found this answer helpful.
answer 6
Under "Transfers", set up their banking information as a non owner of this account. As soon as it is approved you can transfer funds to them instantly. Easy as pie! No wait, I can't bake. Make that easy as falling off a log!
answered 4 years, 4 months ago
by Mcycleman
North Carolina
0points
0out of 0found this answer helpful.
Question

What is the routing number for USAA so I can transfer funds to my checking account.

I have a bank account with another bank and wish to transfer money from it to USAA.
Asked 4 years, 4 months ago
by papadonthai
Bangkok, Thailand
0points
0out of 0found this question helpful.
12 answers
Answers
answer 1
USAA Federal Savings Bank's ABA number is 314074269. Unique ABA numbers are assigned to each financial institution by the U.S. Federal Reserve. Used to move funds electronically from one financial institution to another, they are sometimes called Bank Transit Routing numbers.
answered 4 years, 4 months ago
by Bhawth
Fort Rucker, AL
+2points
2out of 2found this answer helpful.
answer 2
The routing number is 314074269
answered 4 years, 4 months ago
by Just a Nickname
Huntsville, AL
0points
0out of 0found this answer helpful.
answer 3
The Routing number (also call a Transit number or ABA number) for USAA Federal Savings Bank is: 314074269
On personal checks it is typically the first set of [MICR] numbers at the bottom of your check. Routing/Transit numbers are always nine digits in length.
answered 4 years, 4 months ago
by DoctorJN
0points
0out of 0found this answer helpful.
answer 4
314074269 is the routing number for USAA Federal SAvings Bank
answered 4 years, 4 months ago
by Alchemist19
New York, NY
0points
0out of 0found this answer helpful.
answer 5
USAA's routing number is: 314074269
answered 4 years, 4 months ago
by LoriDC
Washington, DC
0points
0out of 0found this answer helpful.
answer 6
USAA Federal Savings Bank's ABA number is 314074269
answered 4 years, 4 months ago
by liukang1
Dover, DE
0points
0out of 0found this answer helpful.
answer 7
If you log into your account you will see it listed there.
answered 4 years, 4 months ago
by ArmyGirl
Lacey, WA
0points
0out of 0found this answer helpful.
answer 8
314074269.
Top Contributor
Top Contributor
answered 4 years, 4 months ago
by pink butterfly
Norwalk, Ca.
0points
0out of 0found this answer helpful.
answer 9
If you look at your checks the routing number is the first 9 numbers on your checks. I hope this helps!
answered 4 years, 4 months ago
by dunn8
Michigan
0points
0out of 0found this answer helpful.
answer 10
It's 314074269. You can also find the routing number on your USAA home page.
answered 4 years, 4 months ago
by loveart
Long Beach, CA
0points
0out of 0found this answer helpful.
answer 11
Call USAA directly. They will tell you.
answered 4 years, 4 months ago
by hawk
Fort Walton Beach, FL
-1point
0out of 1found this answer helpful.
answer 12
The routing number is: 314074269. You can find it on your checking or savings account pages near the top. On the left side there is a block with: Acct #, Current Address, {Routing #}, Current Balance, Available Balance, etc... Hope that helped!
answered 4 years, 4 months ago
by Brian Hensarling
San Diego, CA
0points
0out of 0found this answer helpful.
Question

How can I deposit cash into my checking account?

Asked 4 years, 4 months ago
by sirlancealot
0points
0out of 0found this question helpful.
7 answers
Answers
answer 1
If you have another checking (DDA) or Savings Account at another local institution, you can simply deposit the cash in that bank and do a transfer (ACH) from that bank account to your USAA account using USAA's website. You'll need to add that bank account to your list of accounts to do transfers at USAA's website. These ACH transfers are conducted by USAA for free, and you can either do them on a recurring basis or on a discretionary (at-will) basis. Keep in-mind that banking regulations (e.g. Regulation D) limit the number of times you can electronically withdraw from a savings account in a month; but if you have a checking account (DDA) at another institution that you plan to use for this purpose, no such restrictions should apply, according to my knowledge.
answered 4 years, 4 months ago
by DoctorJN
+9points
9out of 9found this answer helpful.
answer 2
Find a local Branch or you can put the cash on a money order or cashier's check and mail it in for deposit.
answered 4 years, 4 months ago
by Remarkable
Atlanta, GA
0points
0out of 0found this answer helpful.
answer 3
here is what i do, i would open an account with a local bank, make sure they have free checking accounts. once you open that account just deposit your checks in there and link this account with your USAA account and you can make your transfers. have in mind it takes about ~3 (days at least for me) for the transfers to be complete. i would ask usaa about how long it takes to transfer money.
answered 4 years, 4 months ago
by liukang1
Dover, DE
0points
0out of 0found this answer helpful.
answer 4
give it to a trusted friend and have them write you a check.
answered 4 years, 4 months ago
by ddmom
Saipan, MP
-2points
0out of 2found this answer helpful.
answer 5
I would do it at a local bank. Make sure you have it available in your balance, then transfer on line if not in the state of Texas.
Top Contributor
Top Contributor
answered 4 years, 4 months ago
by pink butterfly
Norwalk, Ca.
0points
0out of 0found this answer helpful.
answer 6
get a money order from the local grocery or convience store (make sure not to pay over 1.00) and make it out to yourself. Then deposit it as you would a check.
answered 4 years, 4 months ago
by hawk
Fort Walton Beach, FL
+1point
1out of 1found this answer helpful.
answer 7
I have an account with a local credit union, and I usually just deposit cash locally and then transfer it to my USAA account online.
answered 4 years, 4 months ago
by THEos
Orlando, FL
0points
0out of 0found this answer helpful.
Question

What is the current interest on checking account balances over $1000?

Asked 4 years, 4 months ago
by Gumdoctr
Aurora, CO
0points
0out of 0found this question helpful.
2 answers
Answers
answer 1
As of today's date: Nov 22, 2009 - the current APY (annual percentage yield) is 0.10%, according to USAA's posted rate on the USAA website.
answered 4 years, 4 months ago
by DoctorJN
+6points
6out of 6found this answer helpful.
answer 2
Interest on checking account with balance of $1000.00 is 0.10%.
Top Contributor
Top Contributor
answered 4 years, 4 months ago
by pink butterfly
Norwalk, Ca.
+2points
2out of 2found this answer helpful.